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Monday, 23 December 2013

Get a grip on car hire ‘extras’ says Yorkshire Post article

iCarhireinsurance one of the major car hire excess insurance and van hire excess insurance specialists has been featured in the "Yorkshire Post", The article "Get grip on car 'extras' " is just in time for those setting off on a post Christmas skiing holiday.

The article says that "some skiers hiring cars for New Year breaks could pay for their hire car twice over, because of ‘extras’ added.

Of six major ski gateways surveyed – Geneva, Turin, Innsbruck, Barcelona, Sophia (Bulgaria) and Inverness – on cars from companies Avis, Sixt, Europcar and Hertz, iCarehireinsurance.com found the average car hire (per week) costs £275 in Barcelona, £290 in Innsbruck, £314 in Inverness, £336 in Turin and £403 in Geneva.

But, for one example, a medium compact car from Hertz, from Geneva for a week’s hire from December 27 would have ‘extras’ of £405, namely £71 for an extra driver (£112 if under 21), £137 for excess car hire insurance, Sat Nav (£102), snow chains (£48) and child’s car seat (£47)."

" Indeed, this excess car hire insurance can be the biggest danger at the rental desk; without it, a customer could face costs up to £2,300 (eg the excess amount in Turin with Europcar) when cars are damaged or stolen, even if it’s not the hirer’s fault. But buying it through the rental company can be hugely costly – excess insurance at Turin would cost £185 from Hertz, more than eight times the cost of a pre-planned iCarhireinsurance.com policy at £21 for the week (£2.99 a day). This does the job just as well, and also covers vulnerable parts, like tyres and windscreen, which are often excluded from rental firms’ policies" Full report in the Yorshire Post here  Details about iCarhireinsurance Car hire excess insurance and Van hire excess insurance here




Saturday, 21 December 2013

Economy Car Hire and car hire excess insurance mentioned inTelegraph's Spain 2014 guide today

The Daily Telegraph's "Spain summer holidays guide: 2014" by Fred Mawer is out today and under "Getting there" says "Rip-off 'full-empty' fuel policies are all too common in Spain: Economy Car Hire     flags up deals with a "Fair Fuel Policy".

"Also note that rental companies generally impose excessive excess waiver charges: stand-alone alternatives" 

You can find a great choice Here 
If you are planning a trip to Spain in 2014 the article can be found here Naturally you might like to go self catering, well then your first step should be to visit jmlvillas self catering holiday home web site

Tuesday, 17 December 2013

Economy Car Hire are offering some great deals in January

Have received Christmas greetings from those people at Economy Car Hire.

They have some great deals on offer for holidays in January. 

Malaga Airport (Spain) a Ford Fiesta @ £44 GBP per week

Faro Airport (Portugal) a Ford Focus @ £64 GBP per week

Paphos Airport (Cyprus)Mazda 2 @  £45 GBP per week

Orlando Intl Airport (USA) a
Chevrolet Aveo @ £139 GBP per week

Geneva Airport (Switzerland) - French Side Opel Corsa @ £158 GBP per week and 
Rome Fiumicino Airport (Italy) a Ford Fiesta @ £90 GBP per week. (Info at 16/12/13) 

So if you are off to any of these destinations in the New Year, plus many, many more check into the Economy Hire website via this link.

Monday, 16 December 2013

Worldwide car hire from £3 per day from Holiday Autos

and now for some  last minute Christmas shopping......Christmas is nearly here, but there's still time to book your car in more than 30,000 locations worldwide.






Holiday Autos have  got rentals available in:
·  Spain from £3 per day
·  Portugal from £4 per day
·  Italy from £15 per day
·  USA & Canada from £21 per day
·  Australia & New Zealand from £21 per day (Source Holiday Autos 16-12-13)


Drive safely and have a Merry Christmas.
say the Holiday Autos Team

Christmas car hire reminder from iCarhireinsurance


Just had this seasonal reminder from iCarhireinsurance. Pretty straightforward really, if you are hiring a car  over the holiday or after the holiday period find out more here

On the subject of car hire problems, there was an interesting article in yesterday's Observer "Car hire problems put drivers on collision course with rental firms - Questionable fuel charges, mysterious traffic violations, disputed dents – beware the add-ons that can cost a packet"  - They do not mention taking out car hire excess insurance, however strongly recommend if you return a car when there is no one to check the vehicle in take photos. Read the article here






Thursday, 12 December 2013

Skiers Could Pay £400 for Car Hire, Then Another £400 When They Pick the Car Up

iCarhireinsurance's topical seasonal latest press release says "New Year Skiers Could Pay £400 for Car Hire, Then Another £400 When They Pick the Car Up"

They go onto to explain  that Skiers hiring cars for a New Year break could be paying for their hire car twice after paying for additional 'extras' at the rental desk.

Hiring a medium compact car with Hertz from Geneva, gateway to the Three Valleys and the world-class Swiss resorts, costs £440 for the week's hire, then rental desk 'extras' could add an additional £405, i.e., £71 for an extra driver, £137 for excess car hire insurance, a sat nav for £102, snow chains costing £48 and a child's car seat for £47.

iCarhireinsurance.com, a leading provider of stand-alone car hire excess insurance, researched the six popular ski gateways of Geneva, Turin, Innsbruck, Barcelona, Sophia (Bulgaria) and Inverness to find out the hidden extras when picking up your hire car. (NB. The hire companies of Avis, Sixt, Europcar and Hertz were researched for the hire of a medium compact car from 27 Dec 2012 to 3 Jan 2013 -

Sophia is the best for a bargain where the average car hire cost is only £154, but 'extras' at the rental desk will double this. The same pattern could be seen in the other destinations, with the average price of car hire costing £275 in Barcelona, £290 in Innsbruck, £314 in Inverness, £336 in Turin and £403 in Geneva.

Ernesto Suarez, founder and CEO of iCarhireinsurance.com said, "The complexity of costs at the rental desks are as hard to navigate as a black run. To keep costs down we advise car hirers to keep extra drivers to a minimum, know the country's rules regarding snow chains and winter tyres, take their own sat nav and always buy their excess car hire insurance before they fly."

Without excess insurance a customer could be liable for charges of up to £2300 if the hire car is damaged or stolen, even if it's not the hirer's fault. Turin is the most expensive place to purchase excess insurance, costing £185 from Hertz - over eight times the cost of an iCarhireinsurance.com policy at £21 for the week (or £2.99 a day), which includes vulnerable parts of the vehicle, like tyres and windscreen, which are frequently excluded from rental companies' policies. (Source iCarhireinsurance)

Expect to pay up to £50 for snow chains and Sixt make snow chains a compulsory cost in the destinations of Geneva, Sophia, Innsbruck and Turin Want to find out more about car hire excess insurance from iCarhireinsure? Follow this link..

They also offer van hire excess insurance, essential if you are hiring a van to move before Christmas or you are intending to make some large purchases in the post Christmas sales!

Monday, 9 December 2013

Do I need a credit card when renting a car and other often asked questions?

Do I need a credit card when renting a car? 
The answer is yes. Even if you have pre-paid your car hire in full in the  you will need a credit card when collecting your vehicle. This is for deposit purposes and should have sufficient credit on it to cover the excess. If you don’t have a credit card you should check with your car rental company what to do as they could refuse to give you the car at the car rental desk.

What documents do I need when picking up the rental car?

You will need to bring your driving license (it needs to be the original document) in good condition. If you hold the new style UK or other European licence you will also need your paper counterpart for ID. Failure to do so may result in your car hire company refusing to give you the car. You will also need a credit card for deposit purposes.


What is CDW/LDW? CDW (Collision Damage Waiver), also known as LDW (Loss Damage Waiver)

is car hire insurance which covers damage to the rental vehicle. There is generally an excess payable if you have an accident or damage the car, even if you have CDW

Tuesday, 3 December 2013

Arrange Christmas Holiday car hire excess insurance and car hire now

Whilst flying down to Nice, France last Sunday afternoon I was reading the easyJet December in flight magazine. This was reminding people to book flights for skiing and other other winter holiday breaks.

You might have spent last Friday "Black Friday" shopping and yesterday doing your on-line Christmas shopping, however are you going away over Christmas or for New Year?

Have you arranged car hire and if so arranged to save money and buy your car hire excess insurance from an independent car hire excess insurance company? If that was not on your "Christmas to do list".

If you are going away and renting a car, make yourself an action plan. Remember the cheapest car hire company might not be the best deal. You could find you are trapped paying out large excess insurance charges. Buying a full tank of fuel at the car rental company's price and having to return it empty. Really great if you are only going to use half a tank.

At the insurance4carrental.com site there are choice of companies to choose from including Holiday Autos and Economy Car Hire

Once you have arranged the car hire itself go back on line and arrange the car hire excess insurance. A fantastic choice of companies to choose from including Worlwideinsure, Questor Insurance, iCarhireinsurance, carhireexcess.com, insurance4carhire/daily excess, essential Travel and Protectyourbubble. Direct routes to these site can be found here.

Finally, yes there is still something  else on that check list - Travel insurance - Very handing 
if your Holiday is delayed or:
  • Missed departure?
  • Lost your passport?
  • Personal money stolen?
  • Damaged your ski equipment?
  • Personal Accident?
  • Abandon your holiday before you leave the UK
  • Catastrophe — fire, flood, earthquake or storm
  • Medical Emergency — Hospital — Emergency Dental Treatment
  • Legal Advice
  • Mugging
(Always check with insurance company excactly what is covered)

Where do you go for this? Try this site

Then write and send the cards (remember international postage deadlines) and wrap your Christmas gifts. 

Thursday, 31 October 2013

More Car Hire Excess Insurance Confusion

iCarhireinsurance released a press release yesterday "Car Hire Excess Insurance Confusion" again with typical problems customers find with being confused with car hire and the essential insurances that a renter must takeout.

Back in June 2012 iCarhireinsurance released one entitled "Confusion Over Hire Car Excess Costs Consumers". A year earlier they released one "Confusion over US Car Hire Insurance could cost winter sun seekers to the US dear".


Even to someone who often rents a car the process is "confusing". Yesterday's press release said -


"Only 11% of car hire respondents in a new YouGov survey knew that if their hire car is damaged they could be liable for up to £2000 (e.g. hiring in Faro in October), even if it's not their fault, if they haven't taken out additional excess protection cover.

If a hire car is stolen or damaged in any way the hirer has to pay for the first part of the cost, i.e., up to the excess amount for the repair, unless they take out additional excess protection cover.

The new survey, commissioned by iCarhireinsurance.com, a leading supplier of car hire excess insurance, also revealed that only around one in five people (18%) realised that some excess policies also do not include possible damage to the tyres and windscreen - amongst the most vulnerable parts of a vehicle.

"Excess insurance for car hire is confusing for many travellers," said Ernesto Suarez, CEO and founder of iCarhireinsurance.com. "Our research shows a worrying lack of knowledge. When a small scratch can cost hundreds to fix, it's important to get excess insurance so you're not out of pocket."

Buying excess insurance direct from the car hire company is expensive and the policies offered are generally less comprehensive than buying it in advance from a specialist insurance provider.
iCarhireinsurance.com found that out of three autumn break destinations researched* (i.e., Faro, Tenerife and Nice), Faro was the most expensive place to purchase car hire insurance from the rental desk with a week's excess policy costing up to £199 or £28 a day - this is over nine times the cost of an iCarhireinsurance.com policy at £21 for the week (at £2.99 a day).

Travellers should also be aware that 60% of the rental company excess policies researched do not include damage to the hire car's tyres or windscreen. If additional policies for this cover are available from the rental desk they can add more than £100 to the cost of a week's car hire. 

Many companies do not promote the price of this policy until a customer reaches the rental desk. This level of protection is already included in an iCarhireinsurance.com policy.

*All figures, unless otherwise stated, are from YouGov Plc. Total online sample size 2,187 adults, of which 901 have ever hired a car. Fieldwork between 1st May - 2nd May 2013" (Source iCarhireinsurance)

Car hire excess insurance and the reasons to buy it is confusing, however it something people hiring a car have to put up with, but it does make a lt more economic sense to buy it from an independent company like iCarhireinsurance instead of the car rental company. By the way they also offer van hire excess insurance too. Find out more here 

Friday, 25 October 2013

iCarhireinsurance remind customers not to holiday without car hire excess insurance

With the October half term holiday starting in the next few hours iCarhireinsurance sent me this reminder yesterday.

If you are hiring a car this winter (or even autumn) don't forget to pick up your award winning car hire excess insurance.

The weather might not feel too wintry as we move towards the end of October, however many will be taking a half term break and hiring a car.  

Youcan take out  their daily cover from as little as £2.99 and great value annual policies from £39.99 so you will never need to pay for expensive cover at the car hire rental desk again.

What about all those people who are staying at home and are off to IKEA or other similar establishments to buy new furniture. Or moving flat or house in the next few days and are hiring a van. iCarhireinsurance also covers van hire. at just £6.99 a day.

You will normally find that buying your vehicle hire excess insurance from an independent company like iCarhireinsurance is a lot better value than from the vehicle hire company.

Find out more here

Wednesday, 16 October 2013

Hire Cars Costing Around 100% More Again With Extras at the Car Rental Desk

The Half Term holidays are just around the corner and iCarhireinsurance.com released this press release earlier today.

Five out of seven family-favourite destinations this October half-term will require travellers to pay over 100% again for their car hire once added extras are bought at the rental desk.      

According to research by iCarhireinsurance.com, the leading stand alone provider of car hire excess insurance, the headline price only represents about half of the total cost that is needed by families for a week’s car hire.

iCarhireinsurance.com compared the prices of five rental companies for a week’s hire, 26 Oct to 2 Nov, of a compact family car, e.g., a VW Golf, in the seven popular get-aways of Cyprus, Tenerife, Faro, Nice, Dubrovnik, Milan and Barcelona, together with the costs for added extras including a child’s car seat, an extra driver, excess waiver insurance and a sat nav
  
In Tenerife, for example a family hiring a VW Golf, or similar, will pay on average £151 for the week’s hire but will pay out £262 at the rental desk when they pick their car up - an extra  174%.  

This is paying £53 for a child’s car seat, £54 for an extra driver costing, £56 for a sat nav and car hire excess insurance, to protect them against the first part of any insurance claim (which can be up to £1500), costing £99 for the week, making  a grand total of £262.

“Car hire companies are making their profit on charging an initial low fee for car hire and making up their profit margins at the rental desk,” said Ernesto Suarez, founder and CEO of iCarhireinsurance.com.  “Take your own sat nav, your own child’s seat, don’t pay for an extra driver but above all don’t pay for car hire excess insurance at the rental desk.  There is no need to buy anything when you pick up your hire car.”

Car hire insurance is the biggest single outlay at the rental desk, and families could be paying up to £310 for a week’s cover in Milan with Europcar, £240 with Budget in Dubrovnik and around £200 in Faro also with Europcar.  

When an iCarhireinsurance.com daily cover is only £2.99 (from £39.99 for an annual policy), this is a hefty price to pay.  An iCarhireinsurance policy also protects vulnerable parts of the vehicle, including the tyres and windscreen, which are frequently excluded from rental desk companies’ policies. 

 In Nice, for instance, Europcar charges £129.67 for an additional excess policy for tyres and windscreen, while Sixt charges a more reasonable £30.19 – these are on top of their standard excess policies. 

How the destinations compared overall:
Barcelona and Milan are the most expensive place for hidden extras (i.e., a child seat, an extra driver, a sat nav and car hire excess insurance) and families can expect to pay over 185% on top of the original cost on arrival

Barcelona, Milan, Faro, Tenerife and Nice all require families to pay over 100% more again for these extras

Dubrovnik and Cyprus are the most reasonable places for families to pay for those added extras, but families can still expect to pay an additional 90% more

In full the destinations charged on average the below prices:
- Barcelona:  The average price to rent a car was £168, while the cost of the extras of car hire excess insurance (at £114), an extra driver (at £57), a child’s car seat (at £66) and a sat nav (at £74), totals £311. Therefore a consumer is paying an additional 185% more!  

- Faro: The average price to rent a car was £240, while the cost of the extras of car hire excess insurance (at £121), an extra driver (at £32), a child’s car seat (at £57) and a sat nav (at £58), totals £268. Therefore a consumer is paying an additional 112% more!  

- Dubrovnik: The average price to rent a car was £314, while the cost of the extras of car hire excess insurance (at £128), an extra driver (at £26), a child’s car seat (at £44) and a sat nav (at £80), totals £278. Therefore a consumer is paying an additional 89% more!  

- Tenerife: The average price to rent a car was £151, while the cost of the extras of car hire excess insurance (at £99), an extra driver (at £54), a child’s car seat (at £53) and a sat nav (at £56), totals £262. Therefore a consumer is paying an additional 174% more!

- Milan: The average price to rent a car was £217, while the cost of the extras of car hire excess insurance (at £168), an extra driver (at £48), a child’s car seat (at £94) and a sat nav (at £94), totals £404. Therefore a consumer is paying an additional 186% more!  

- Cyprus : The average price to rent a car was £179, while the cost of the extras of car hire excess insurance (at £59), an extra driver (at £24), a child’s car seat (at £29) and a sat nav (at £53), totals £165. Therefore a consumer is paying an additional 92% more! 

- Nice: The average price to rent a car was £194, while the cost of the extras of car hire excess insurance (at £72), an extra driver (at £37), a child’s car seat (at £37) and a sat nav (at £72), totals £218. Therefore a consumer is paying an additional 112% more! ( source iCarhireinsurance 16-10-13)

To find out more visit their website here - they also provide van hire excess insurance as well

Tuesday, 15 October 2013

Questor Insurance comments on research which reveals travellers’ most common car hire concerns.

Vehicle hire and travel insurance specialist Questor Insurance highlights research which reveals travellers’ most common car hire concerns, and their motivations for hiring a car on their annual holidays.

With recent figures revealing that soaring temperatures in the UK have meant that a fifth of holidaymakers will be heading to foreign shores this month for the first time this year* autumn could prove to be a busy season for British hiring a car abroad.

A survey of 5,300 people** offered insight into holidaymakers’ key concerns when hiring a car for their overseas trip, with almost two-thirds (64%) of those surveyed arguing that they were worried about extra charges, while just over half (51%) believed that they would be charged for extra services or products by rental companies.

Some of these concerns are founded as a Mail Online investigation conducted earlier in the year revealed that drivers hiring a car on holiday could be hit with more than £500 in car hire extras***.

This included charges attached to anything from hiring a sat nav and putting a child car seat in place to paying for extra insurance.

Commenting Questor Insurance CEO Andrew Lawrence, said: “Heading away on holiday can already present a large expense for both individuals and families, from the cost of hiring a villa to the cost of keeping the little ones entertained while you’re away.

“If you are planning to hire a car as part of your trip, taking out car hire excess insurance in advance, means that you can feel safe in the knowledge that the excess charges in your insurance are met to a pre-specified limit.

“In addition, you may stand to make savings on the cost of your excess insurance, as buying from a third party provider in advance rather than from the car hire company when picking up the rental vehicle is generally considered to be cheaper.”

The research also revealed that despite some concerns, travellers also felt that there were numerous advantages to hiring a car on holiday, with 73% arguing that it gave them more freedom on holiday.


Don't forget the half term holidays are not far away so Buy your Car Hire Excess Insurance from Questor Insurance today.
Questor Insurance’s ‘Be Holiday Savvy’ campaign is running from June to October and will provide travellers with a wealth of handy hints and tips to make the process of planning and executing their foreign holiday that much smoother.

Sources - Questor Insurance &

*http://www.mirror.co.uk/news/uk-news/uk-weather-hot-october-forecast-2345443
**http://www.thisismoney.co.uk/money/cars/article-2424358/Dreaming-stress-free-holiday-Your-common-car-hire-questions-answered.html#ixzz2h7eok4in
***http://www.dailymail.co.uk/money/holidays/article-2348296/Holiday-car-hire-cons-add-500-bill.html

Sunday, 13 October 2013

Spanish car-hire firms charge euro deposits to sterling bank accounts - according to The Independent's column

I came across this yesterday in Paul Gosling's "Question of Cash" featured in The Independent. As I too have experienced similar situations in Cyprus, Ireland and France (but not Spain thought it should be featured. 

Mostly in my car hire renting experiences the car hire company has simply "swiped" my credit card details and hen has the right to make deductions as the case maybe. Unfortunately it appears that some car hire companies actually deduct the amount from the customer's credit card, thus cutting down their spending ability, but also adding to car hire company's cash flow. This is not always fair. If you have a deduction in your own currency e.g,. a Belgian hiring a car in Spain then you won't suffer in transaction currency charges. different matter if you are British or Swiss for example with a Euro transaction or vica versa.

Q. I read with interest Questions of Cash 24 August, where you reported on a car-hire company in Spain that charged the reader's sterling bank account for a euro deposit. This lost the reader more than £40 through currency charges by the time the deposit was refunded.

You reported the reader's bank as saying that the car-hire company had failed to follow the "usual practice" of obtaining authorisation for the deposit, reserving the funds but not processing a payment unless the car was damaged during the hire.

I had the same experience in August with the same car-hire company. I was told very clearly on booking through an online intermediary that the car-hire company would require a security deposit to be held in reserve, but that no money would be taken from my account if the car was returned undamaged.

Yet my sterling account was debited and when the deposit was returned, the amount was £10.64 less. It is clear that your other reader's experience was not a one-off. WB, by email.

Q. I also read the letter about problems with a Spanish car-hire deposit with interest. I suffered the same experience in July when I travelled to Alicante and hired a car.
As a result, I lost £34.78. I booked with a different car-hire company that I have used on many occasions. I have never before had to pay a deposit – each time a payment was authorised, but not processed HB, by email.

A. After our reader contacted us in August about his experience with Marbesol, the reader's bank, the Co-operative, repaid the loss of £41.01 in full. We were unable to obtain a response from Marbesol, despite repeated attempts. It would be nice to think the publicity we gave to this problem caused a change of approach by car-hire companies in Spain.

What we can say is that in both cases the problems were resolved without our intervention. Both companies repaid the losses in full when the failures were pointed out to them by the readers WB and HB before we had a chance to be involved. However, this is an occurrence that needs to be watched out for and we caution readers accordingly. Source The Independent Question of Cash 13-10-13

Saturday, 12 October 2013

Renewal Notice from Insurance4carhire

Just received an email from insurance4carhire.com saying that my annual policy is about to expire.

They tell me that "our Policies give you peace of mind by covering the excess on damage and theft, as well as damage to windows, tyres, the undercarriage and the roof for any one rental vehicle. We have also negotiated a number of cover enhancements. The Annual Excess Policy now covers: 

  • All drivers between the ages of 21 and 85, so there is no need to purchase a separate policy.
  • Towing costs relating to damage or mechanical breakdown.
  • The costs incurred as a result of misfueling up to a maximum of £500 per incident and up to a maximum of £2,000 in any one period of insurance (unlike many of our competitors).
  • Includes in-Country Rentals - this means there is no longer a 150kms restriction from where you live. Particularly useful if you are a member of a car club.
  • Just Text HELP Emergency assistance
    If you have an emergency abroad, text "HELP" and the country you are in to Call UMA and you will get a call back from a multilingual assistant who will advise you, and if necessary speak the local language for you. This service operates 24 hours a day, seven days a week. You should receive the call back within five minutes of your text being received. You just pay your standard network rate and/or your network provider's roaming charge for the text message and call back. This service can be used for any of the following:
    • Emergency assistance abroad (police, ambulance, fire, hospitals) with language interpretation
    • Victims of crime abroad (assistance dealing with police etc) with language interpretation
    • Assistance dealing with lost/stolen passports or credit cards
    • Any car hire related emergency
    AND
    We have increased the amount we will reimburse you for the excess or repair costs up to a maximum of £4,000 (double our previous cover) any one incident and up to a maximum of £5,000 (this was previously £3,000) during any one period of insurance.
    EXCLUSIONS
    We will not reimburse your excess or any financial loss or expense in the following circumstances:
  • If your country of residence is outside the European Economic Area (EEA).
  • For losses caused by accidental damage to the interior or contents of the Rental Vehicle.
  • If the Rental Vehicle is a motor home, camper van, trailer or caravan, commercial vehicle or truck, motorcycle, moped, motorbike, off-road vehicle, recreational vehicle, passenger van or other vehicle with more than 9 seats.
  • Where damage is the result of driving whilst on an un-made up road.
Letting your policy lapse could leave you exposed to costly insurance premiums and hidden excess charges whenever you rent a car. But if you renew your policy , you'll stay protected - which could save you thousands if a car you rent is damaged or stolen." (Source 12-10-13 insurance4carhire)

If you are buying the UK and Europe Multi-trip annual car hire excess insurance from insurance4carhire you will see it costs £39.99, however you can save some money if you buy through a dedicated link on the jml Insurance / insurance4carrrental / jml holiday home sites it only costs £38.00 for the year. Instead of going to the jml sites you can short cut the process here  

Wednesday, 9 October 2013

Drivers are at risk of falling foul of overseas laws

The autumn edition of Living Spain magazine arrived today and it includes in the Latest News an item saying that British motorists are at risk of breaking any number of motoring laws when they are driving outside the country.  

According to a survey carried out by colinappleyard.com  that many drivers are unaware of speed limits, as well as other vital regulations such as mandatory safety equipment.

New powers mean that police in other countries can enforce on the spot fines to motorists instead of transferring the offence in question back to the UK.

The Colin Appleyard survey included the following statistics:

  •  98 per cent didn't know that the law in France and Spain states that there is a spare set of light bulbs in the car.
  • 95 per cent of drivers did not know it is illegal to drive in France with a satnav that shows the location of speed cameras. (There are more and more speed cameras being installed in France, not quite the number as back in Britain, however many new ones no longer have roadside warning signs)
  • 94 per cent of drivers did not know that you have to carry a breathalyser in France.( however try and buy one there, well that is a different matter - See Riviera Reporter Forum .  It appears they are hard to get hold of unless you are buying them on a cross channel ferry or an outlet like Halfords in Britain)
  • 82 per cent of drivers did not know local speed limit, or were unable to convert them into miles per hour. ( Surely most cars for the UK market still have speeds shown in mph and km/h? It is harder for a driver from mainland Europe or the Republic of Ireland visiting Northern Ireland or other parts of Britain as those cars will only have a speedo in km/h)
  • 35 per cent of drivers were unaware that headlights convertors are required by law in countries that drive on the right hand side in Europe. 
  •  18 per cent did not know that reflective jackets are required in many European countries in case of a roadside breakdown - What is more in some countries you have to have one for each passenger and the jacket must be carried in the main part of the car with a warning jacket, not in the boot.
  • 6 per cent were unaware that a GB sticker or a Europlate registration is compulsory. If all the UK registration number plates were identical having the Euro flag on them as they do in so many other European countries, people would not have to buy unsightly stick on GB signs for their vehicles.
  • 1 per cent  of those surveyed did not know to drive on the right in mainland continental Europe. (sounds rather scary!) and 20 per cent said they had accidentally driven on the wrong side of the road. 
Commenting on the results of their survey, Robin Appleyard  said " As most drivers heading for the continent make landfall in France, it's a shame that there's so much confusion over the local driving laws there. While you probably won't be fined for not having a breathalyser, the fine for having a speed camera enabled satnav can be an eye-watering €1,500. Drive safely and study local driving laws before you go" (Source Living Spain October 2013)

At the insurance4carrental.com website we have set up guides for driving in some 38 countries worldwide including the UK. 

So if you are thinking of driving (including hiring a vehicle) then it is well worth finding out information in advance as Robin Appleyard suggests and one source are the Driving Guides at the insurance4carrental site here.   

Special Offers from Holiday Autos Car Rental

holiday autos have some special offers. These include  Free Additional Drivers and Unlimited Mileage widely available, you can head off on an epic road trip and, our Inclusive GPS and No Excess Rates will help to ensure you make it back OK from your trip they say in the flyer I got by email earlier.

To visit the holiday autos website follow this link today 

holiday autos is the world's largest and leading leisure car hire broker. Launched in 1987 they  revolutionised the car rental industry - the first broker to offer fully-inclusive pre-paid car hire

Monday, 7 October 2013

Having Insurance for the rental car you are hiring makes a lot of sense

As a consumer you need be truly satisfied with your car hire experience. This typically involves making sure that you’ve found the right vehicle for your needs and of course at a good price. Making sure that the car you have selected also includes the right sort of insurance is also be imperative to ensure that you avoid a potential large outlay following an accident.

So how could such a situation arise given that you think you have sufficient insurance?

The problem could occur because of the way some car hire rentals are described as ‘including insurance in the price’ when they’re advertised. That is perfectly correct as a statement but it may lull you into a full sense of security because in reality you may not be ‘fully covered’ – and there is a difference.
The insurance for the vehicle that is provided by the car hire  company typically provides a degree of protection in the shape of:
  • third party cover that aims to meet the costs of any awards against you for damage you have caused to a third party – either to their person or their property;
  • CDW (collision damage waiver) – which will offer financial cover for the costs of any damage done to the hire care while under contract to you (or its theft).
Although this sounds fine, the car rental company’s policies may contain two potentially very important points of note:
  • typically they will carry an excess of anywhere between £500-£1600 plus
  • they may also exclude a number of significant areas of the vehicle from cover and that means you’ll have to pay for any damage to them – typically including the wheels; tyres, roof, undercarriage and windows.
So, following an accident, the car rental company may place some charges against your credit card even if you have their insurance as well.

The good news is that it is possible to reduce the risks of finding such costs facing you after an accident.

This can be done typically through one of two routes.

The first is to purchase ‘top-up’ or ‘Super-CDW’ insurance from the car hire company – they will typically offer this to you as part of the car booking and perhaps again when you pick the car up. For an extra cost, this insurance may remove or at least reduce the excess and possibly also provide cover for the ‘exclusions’.

The second route is to purchase what’s called ‘excess insurance’ from an online provider of insurance for hire cars. These specialists offer policies that will allow you to claim back from them any excess or costs you’ve had to pay to the rental company. They can be cheaper than the similar protection offered by the rental companies themselves.

You can out more information on the excess insurance for hire cars and how you could potentially save money by visiting the specialist provider website like the following examples of these insurance companies include: Essential Travel, iCarhireinsurance, Carehireexcess, Worlwideinsure, Insurance4carhire, Questor Insurance and Protectyourbubble


Such policies may also have the advantage of being available on an annual basis meaning they would cover any car hired by you during the period. Some companies also offer Family policies as well as cover for Motorhome and Campervan hire excess, Van hire excess, Minibus hire excess and Car club hire excess insurance. 

Wednesday, 2 October 2013

Worldwideinsure van hire excess insurance is now being promoted on line with jml Insurance

insurance4carrental.com is pleased to announce that Worldwideinsure.com van hire excess insurance and motorhome / campervan hire excess insurance has been added to the list of van hire vehicle rental excess insurance advertisers bringing the total providers to four.

The van hire insurance promotional site insurance4carrental.com is now promoting an affitional Worldwideinsure.com insurance product. Since November 2010 it has been advertising their car hire excess insurance and motorhome hire excess products and then their travel insurance products.

This means there is an even greater choice of van hire excess insurance providers. The first company to join the site was Towergate's Insuremyvanhire.com which was followed by iCarhireinsurance's product and the Questor Insurance Services product.

By buying van hire excess insurance from an independent company means for the hirer they will normally save a lot of money as van hire companies like car hire companies tend to charge a lot more for this essential product. 

Worldwideinsure.com are offering Van Hire excess Insurance with a daily rate costing from £4.90 a day.

It is available to UK residents and Covers van hire on a private basis (non-commercial use) anywhere within the UK

Philip Suter of jml Insurance marketing said "There are numerous van renters throughout the UK who are hire vans everyday. With the number of people in rented accommodation these days, there are lots of people moving or collecting furniture and DIY materials from retailers"

Worldwide Travel Insurance Services Ltd are an independent, family-run travel insurance specialist set up in 1993, providing quality cover at competitive prices. They offer a wide range of insurance policies suitable for all types of traveller and can insure many pre-existing medical conditions. Their car hire excess daily rates are currently from £1.85 per day and Annual rates from £37.80. They also have USA/ Canada policies at £6 per day or £125 for the year. Motor home hire / campervan hire cost £7.00 a day

For more information visit their specialist page Here 

Wednesday, 25 September 2013

Unrecorded Damage Found by One in Three Who Have Hired a Car for Business

Car hire companies are not giving accurate descriptions of existing damage on hire cars, according to a YouGov survey, commissioned by iCarhireinsurance.com, a leading provider of stand-alone car hire insurance.

In a Press Release issued on the 24th September 2013, over one in three business travellers (37%) said that they have found damage on their hire car which was not highlighted on the check-out sheet when they collected the car. 

Any damage incurred to a hire car, even if the car is stolen or scratched in a car park, can lead to the hirer having to pay the first part of an insurance claim, up to the excess amount, which can be as much as GBP £1,800 (e.g. if hiring a VW Golf with Budget in Milan in Italy in October 2013). 

"When you pick up a hire car check it over as thoroughly as if you were buying it," said Ernesto Suarez, founder and CEO of iCarhireinsurance.com. "Most people expect the wheels, for example, to have minor scrapes from general wear and tear and don't imagine that this would be picked up as 'damage' on a pre-car check, however we see plenty of people getting charged for minor wheel or bumper damage which they're pretty sure they didn't cause but which weren't identified when they collected the vehicle." 

SMEs can make significant savings on their travel budget if they buy car hire excess insurance from a specialist provider like iCarhireinsurance.com. Buying the daily excess waiver from the car hire company adds on up to 77% again to the original rental cost, according to the average price of five rental companies' excess insurance to hire a VW Golf, or similar, for a week in Milan, Italy in October 2013 (see Table 1 below), according to iCarhireinsurance.com research.



A car hire excess insurance waiver bought direct from a rental company is approximately GBP 24 a day compared with GBP £2.99 per day for a policy from iCarhireinsurance.com - over 88% cheaper - which also includes cover for the windows, tyres, windscreen and the undercarriage, which the rental companies usually exclude. 

"When a small chip to the windscreen can cost hundreds business travellers need to make sure they buy excess insurance before they fly," said Ernesto Suarez, founder and CEO at iCarhireinsurance.com. "Send us your rental expenses and we'll produce a report detailing the amount that could be saved with iCarhireinsurance.com annual policies." 


Regular business users can buy an annual policy from just GBP 39.99 for business and leisure use. Source iCarhireinsurance

iCarhireinsurance also offer Car Club Insurance excess products and Van Hire Excess Insurance products

Find out more about all their products Here

Thursday, 19 September 2013

Petrol prices could be spiraling upwards in a matter of weeks.

Questor Insurance have been looking into  forecasts which show that global factors such as an increase in demand from Asia, and the ongoing unrest in Syria and Egypt, could send petrol prices spiraling upwards in a matter of weeks.

The Petrol Retailers' Association has forecasted that the cost of petrol could climb by 5p a litre before October, putting added pressure on cash-strapped motorists.

This would send the price of petrol from £1.37 a litre to £1.42 a litre– returning to the record-high achieved in April this year.

While the price of petrol is rising at slower rate compared to 2012, drivers in the UK have still been hit by a 2p per litre rise in the cost of petrol.

Research from the AA has suggested that ongoing fluctuations in the cost of petrol have put considerable strain on drivers’ budgets, with 20% of AA members surveyed arguing that fuel price rises had pushed their finances "to near breaking-point".

Further figures from the research reveal that shifts in the price of petrol over the last 18 months have led one in six drivers to look for a cash boost to meet increased expenses. This has come from a number of sources, including payday loans and their savings.

And it’s not just the UK that is set to be reeling from potential petrol price hikes. In Malaysia the government has recently decided to increase the cost of RON 95 petrol and diesel by 20 sen, while in Pakistan the government is set to approve an Rs5.89/litre increase in the price of petroleum products.

Commenting, Questor Insurance CEO Andrew Lawrence, said: “With the world economy still in a state of flux, travelers may face increased costs for fuel wherever they go.
“Taking out car hire excess insurance in advance is one way that travelers can save on their holiday motoring costs.”


Buy your car hire excess insurance at Questor Insurance today!

Questor Insurance’s ‘Be Holiday Savvy’ campaign is running from June to September 2013 and will provide travelers with a wealth of handy hints and tips to make the process of planning and executing their foreign holiday that much smoother - Source Questor Insurance

Tuesday, 17 September 2013

Economy car hire says good bye to card fees

I received an email update yesterday from Economy Car Hire. Great news for customers. As a result of customer feedback they state that they have permanently removed their £3 credit card fee

Whether you wish to pay on a credit card or debit card, you can now do so free of charge.

At the same time "Economy Car Hire comes out on top in broker comparison!"

According to their 11th September article, "Car hire is fantastic value for money and gives you the freedom to explore your chosen holiday destination at your own pace. Done correctly, car hire is easy, stress free and provides you with a great start to your break!


Sometimes, that can be easier said than done, so we have compared our prices to those of 5 competitors, Holiday Autos, Rental Cars, Auto Europe, Argus Car Hire and easyCar to guide you to making the best choice.

We looked at quotes for Faro Airport, hiring an economy sized vehicle for 1 week in mid-September 2013.(Prices correct as of Friday 30th August 2013.) 

See the comparisson chart research here

What have they learned from this?
  • The excess amounts applicable ranged from €750 – €4,500 so check what is included in the price you are quoted. All of our headline prices always include either no insurance excess, or excess reimbursement insurance.
  • Check the cost of an additional driver. We always include one completely free of charge.
  • Does the price include free breakdown assistance? This is always complimentary when you book with us.
  • Check what the additional insurance covers. Make sure that damage to the tyres, glass parts and underside of the vehicle are included in the policy, as they are with our top-up insurance which costs just £2 per rental day.
  • Is there a fee to pay with a credit card? We have recently removed our credit card fee, so you can pay with a debit or credit card free of charge.
  • What is the fuel policy? All of the suppliers that we work with in Portugal operate with a fair fuel policy and we are working hard to increase the number of car hire suppliers worldwide that provide a better deal for our customers.
So, for the best value for money and guaranteed peace of mind, get a quote with Economy Car Hire Here now.
 
(Source of information Economy Car Hire)

Holiday Autos are saying it is time to pack your bags....

It is a wet miserable September day in the south of England today (mind you I was talking to someone in Poitiers in France a few minutes ago and the weather was about the same).

So what about thinking of an autumn break and hiring a car for a few days?

Holiday Autos says "Whether you’ve just started planning your next holiday or it’s right around the corner, you’re probably dreading packing. But fear not – suitcase technology is here to help.

They are talking about these Futuristic Suitcases that will squish down your clothes to leave room for shopping, weigh themselves so you can avoid excess baggage charges, or transform into a scooter to get you around. 

If you prefer driving something a little more solid and keeping your suitcases in the boot, check out their latest prices for your holiday car hire" Find out more Here They also offer the following travel tip - Don't fear holiday packing.

(Source info from Holiday Autos)