Apparently in June he had rented a car in Jersey for six days from from Europcar. Before he travelled he had bought a £25, standalone policy from icarhireinsurance.
He then goes on to talk about "The great car hire cover rip-off"
He gave examples of hiring a car and then being asked for additional money for car hire excess insurance - €24 (£18) per day in Tenerife for example and on a rental of five days that is a lot of money.
According to this article "Traditional, big-name car-hire firms tend to be costliest when it comes to buying cover against damage to the vehicle"
So it means you need to go to a standalone car hire company. The article went on to say "Worldwideinsure would cover an economy hire car for £10.50; Carhireexcess for £9.95 and icarhireinsurance for £14.95. There is a choice of about eight providers all charging less than £20 for the period in question.
He also points out that "But while the cover provided by the rental firms means there will be a no-quibble, no-payment-required process if you return a damaged vehicle, the standalone insurance policy will mean you have to pay for the damage out of your own pocket then claim back later" See the full article Here