Founded in 2002 by Larry Ursich, Insurance4carhire is an innovative internet insurance company whose core business is the provision of car rental Excess insurance. For 10 years, Larry ran his own car rental broking company, working closely with Dollar and Budget. After noting the high costs being charged by the car rental companies for Excess cover, Larry decided to develop a better alternative: annual car rental Excess insurance products offering customers convenience, peace of mind and very significant savings. The resultant business has grew rapidly and they and now offers products to cover Europe, US/Canada, Worldwide, Family & Partners and for 75-85 year olds.
This organic growth has been achieved through providing exceptional value for money and high standards of customer service. Most of their customers renew year on year, and referrals from their customers to their family and friends account for a large proportion of their business. What’s more, the travel and motoring press have been consistent in their praise and recommendation of their policies.
In 2005, for the second year running, they received the accolade of “World’s Leading Innovative Ecommerce Travel Product” from The World Travel Awards. These annual awards celebrate achievement in the travel industry and are based on votes cast by travel industry professionals throughout Europe
Consistent endorsement in mainstream newspapers has been the cornerstone to growth. Most of their customers come back year on year and referrals from their customers to their family and friends account for a large proportion of their business.
To reflect the increasingly global reach of their products, in December 2007, they changed underwriters to Chartis Insurance UK Limited, part of Chartis Inc. Chartis insurance Limited is one of the worlds leading insurance companies with operations in more than 130 countries. Chartis Insurance UK Limited has been operating in the UK for more than 50 years and is one of the largest companies in the UK serving the insurance needs of UK individuals and businesses. Chartis Insurance UK Limited is authorised and regulated by the Financial Services Authority (FSA Number 202628). Claims are handled by Travel Guard.
In December 2007 Insurance4carhire was acquired by the Towergate Partnership, the largest independently owned insurance intermediary in Europe. Insurance4carhire.com is a trading name of Towergate Underwriting Group Ltd which is authorised and regulated by the Financial Services Authority, Register Number 313250. The company is registered in England and Wales, Company No. 4043759. The Registered Address is: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN.
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