Question to Joan: "Our family is visiting South Africa over Christmas. We have hired a car with Hertz. I remember you advising travellers who hired cars in certain destinations, to watch out for extras such as additional insurance being imposed by the car hire company.
You gave the name of an insurance company that covers such eventualities for a nominal premium. Our rate from Hertz includes taxes and, I hope insurance. - PM Clare"
Answer from Joan: " Car hire always throws up questions as the rules vary from place to place and company to company. Generally, rates are quoted with CDW (collision damage waiver) which will be the basic insurance you need to drive in the country you are in. The additional insurance to cover the excess, fire, theft of personal belongings and extra drivers varies widely.
The excess, and you should ask how much it is, will be the amount you have to pay if you have an accident, lose keys, have a blowout, damage the windscreen etc. It can be from €100 to €2,500 depending on the country and the type of car.
Personal items left in the car are not covered under the basic insurance.
You can take out an additional insurance policy to cover all these eventualities and things like an additional driver for around €3.99 per day from carhireexcess.ie."
Irish Residents go to http://www.carhireexcess.com?AffiliateNo=JM43153
UK Residents go to http://www.carhireexcess.com?AffiliateNo=MI22932
Source of above information The Irish Times Magazine | December 8, 2012
Incidentally the insurance company that runs carhireexcess - Blue Insurances also has a comprenhesive selection of travel insurance products both for the Irish and UK markets. Brands like Annualtravelinsurance, Backpackertravelinsurance, Greatcover and Multitrip Find out more Here
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