Tuesday 11 November 2014

Cold November here why not take a break somewhere warm and hire a car?

We are approaching mid-November. It is more like winter than like spring as it was a couple of weeks ago. The nights have become long and dark.
Are you planning on getting away somewhere to brighten up your life before Christmas or even after Christmas - New Year?
If you are then you will probably be hiring a car. Fairly straightforward, you fly or take a train to your chosen holiday spot. Go and collect the car and suddenly discover that the car you had arrange to rent for XX was going to cost you XXX. Why? Well basically when you hire a car, although it will come with some type of insurance if you have an accident or damage the wheels for example then you will have to pay the car hire company's excess on their insurance.
So you will need excess waiver insurance. Great idea, however you arrive at the car hire company's reception and are told the cost of the "additional insurance" could cost more than what you have paid to rent the vehicle.

These companies often make up money they have lost on a bargain deal by the commission they have earned on this rather expensive excess insurance they have just sold you.
What can you do? Probably not a lot at this stage as you want to get to that destination and you have to pay out for this insurance.
What should you have done?

You should have bought excess waiver insurance from a stand alone independent specialist insurance company before you left home. There are several of these companies advertising on the insurance4carrental.com site.

The costs are very reasonable and you can normally buy a daily policy or in many cases a better value annual policy. Questor Insurance and Insurance4carhire have a discounted product available via insurance4carrrental.com  - jml-insurance sites and carhireexcess.com, Worldwideinsure, iCarhireinsurance and Protect Your Bubble offer some great deals as well. To find out more follow this link

Going self catering? There is also Motorhome Hire Excess Waiver Insurance there too together with Van Hire and even Minibus Hire Excess Waiver Insurance.  

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