insurance4carhire sales going well on specialist website

insurance4carhire.com products are advertised on the insurance4carrental.com car hire insurance web site and other jml property Services web sites.

Over the past four months there have been 190 sales of different car hire excess and van hire excess insurance products.

Annual car hire policies from insurance4carhire.com, daily car hire excess insurance from the dailyexcess.com and daily van hire insurance in the UK from insuremyvanhire.com

The insurance4carhire.com car hire excess insurance business, is probably the longest established of the car hire insurance operating in the market today. Established way back in 2002, it has been advertised on jml Property Services websites, like jml-property-insurance.co.uk, Scottishcottagerental.com, euro-rentals.com and Welshcottagerental.com since 2004 and the company has genereated nearly £100,000 worth of sales for the insurance4carhire.com group.

All dealings are carried out via the car hire excess insurance advertising on the sites.

For more information about car hire insurance providers who advertise on the insurance4carrrental.com site visit www.insurance4carrental.com site today

Holiday Autos still have World Cup fever

England were knocked out the World Cup in South Africa by Germany last Sunday.

Holiday Autos has just sent out a flyer saying "Even though England are out of the World Cup, it doesn't mean you can't join in! Book car hire while the World Cup's on and you could score a holiday to the country that wins the tournament. Our fantastic World Cup car hire starts from only £11 per day. Either way it's a great result"

According to their flyer dated 30th June 2010 - "Up to 20% off South Africa from £16 per day - Up to 40% off Argentina from £46 per day - Up to 40% off Chile from £31 per day - Up to 15% off New Zealand from £11 per day."

Take a look at the Holiday Autos website at: http://www.holidayautos.co.uk/cgi-bin/liveweb.sh/QSearch.w?ctryref=GBR&lang=EN&aff=xjeffreymilnerltd

Holiday Autos have just won "Best car hire website 2010" from TravelMole - This is the third year running.

Enjoy the remainder of the World Cup 2010

Supplemental Liability Insurance – SLI for car hire rental

and read this if you are going to hire a car.

Supplemental Liability Insurance (SLI) is a form of cover that you can buy to increase your level of Third Party insurance for car rentals in certain parts of the world including the USA.

Third party insurance protects you against financial awards made against you by a court resulting from claims from others (the third party) that you have injured them or damaged their property with the hire car.

For car rentals in many parts of Europe including the UK and in many other parts of the world, this cover will typically be supplied with the rental vehicle and be unlimited, which is to say that no matter how much the court awards in damages your policy would cover it in total.

This is not the case in countries such as the USA where there is little, if any, obligation to buy car rental insurance of any sort. Third party cover as supplied by the rental company, if it exists at all, may very well be limited to amounts which may be inadequate and well below the levels that could be awarded against you by a court.

In these circumstances it would be your personal responsibility to fund any amounts left unpaid by the insurance.

Supplemental Liability Insurance can be obtained from your car hire company but you may find that this is an expensive way of buying this type of cover. There are a number of independent insurance specialist providers who operate on the Internet specialising in cover for car hire rentals. They have a wide portfolio of products specially tailored for your insurance needs in different parts of the world, including SLI and their prices are typically cheaper.

In such situations it may also be worth taking into account that if your rental car comes with little or no third party cover and you need Supplemental Liability insurance, then there may not be sufficient cover for the car itself.

It may be worthwhile to have a look at the collision damage waiver (CDW) and what’s called the ‘excess cover’ available from these Internet specialists to ensure that you have insurance adequate for your needs.

When you buy SLI and/or collision damage waiver cover from these independent providers you will need to take your policy with you as you will need to give the car hire company details so that they can liaise with your insurance company in the event of a claim.

With ‘excess cover’ on the other hand, you may find that the car hire company may just charge the excess to your credit card and all you would then have to do would be to claim on your policy for reimbursement.

So, you don’t need supplemental liability insurance for car rentals in many parts of Europe including the UK, and for those other countries worldwide where third party cover is unlimited. However for destinations such as the USA and Canada where there may be no cover or for other countries where cover may be limited, it may be worth considering Supplemental Liability Insurance from the independent specialists for your rental.

An additional feature of many of the policies available from these independent specialists, including SLI cover, is that their policies can be available on an annual basis. An annual policy, subject to some conditions on types of vehicle, can be used for all of your rentals during the course of the year.

To find out more about car hire excess insurance, take a look at the www.insurance4carrental.com site

As we are now approaching the peak summer holiday period do make sure that you have the proper car hire insurance cover in your holiday car hire rental.

Tips to Avoiding Excessive Car Rental Costs from Carrentals.co.uk

28th Jun 2010


Specialist website helps travellers get utmost transparency when hiring vehicles

As car prices continue to rise for travellers, award-winning car hire price comparison website Carrentals.co.uk is offering advice to help Brits keep informed on how to the best value for money and how to avoid the excessive extra costs.

The leading online car hire site has surveyed 1,500 people and Carrentals.co.uk has found that over a quarter of people polled has experienced expensive charges when renting a car, something which they put down to a lack of transparency from rental provider.

Gareth Robinson, Managing Director of Carrentals.co.uk, comments: "Our survey results revealed that people definitely feel they need more transparency when they hire a car at home or overseas and that many people have been hit by high excess charges. Our goal is to help people relax when hiring a car so they are able to enjoy their trip without worrying about costly charges on insurance and fuel for example."

Carrentals.co.uk has put together the following advice to help people avoid costly car hire excess charges:

Credit Card Requirement: - Always have a credit card with the main drivers name and details on when renting a vehicle. Carrying a credit card in the name of a passenger will not suffice.

Excess Insurance: - Always bear in mind the costly excess charges on car rental hire policies. One idea to save money is to take out an excess charge insurance policy from a third party company which covers you for expensive charges incurred. A Collision Damage Excess Waiver insurance policy helps reduce the chances of paying more, and the hirer should always that policy with them. Carrentals.co.uk offers Collision Damage Excess Waiver policies from Questor Insurance for only £3.99 a day - http://www.questor-insurance.co.uk/jml

Border Charges: - Some companies will charge for crossing a border, so check whether you have to pay an excess charge for taking the rental vehicle across a border and into another country.

One Way Rentals: - Anyone who wants to book a one way hire would be advised to find out what the hire provider charges for this as it can be as much as £300. Contact your rental company before booking your car hire to find out the cost of a one way rental.

Out of Hours: - Lesser known locations with car hire offices can work unusual hours, especially if the office is not in an airport. People renting cars can therefore risk paying over the odds for picking up a car outside business hours so it is worth checking before booking.

Fuel Policies: - There are usually three main policies regards returning a car and fuel the first is that you return it with a full tank of fuel, the second is that the hirer pays for the fuel they have used only and the third is collecting the car with a full tank and returning it empty. This can though mean that the hirer pays a premium to refill the tank as some companies charge as much as 40% more than the price at the pump for fuel.

Child Seats: - Car seats for children are usually available but they can be pricey, up to £60 per week for rental. So if your luggage capacity allows it, its worth taking a child seat with you from home.

The Carrentals.co.uk car hire tips are included in the companys Raising the Standard campaign, in which the company calls for more fairness and transparency in the travel sector. For further information on Raising the Standard or to use the forum, read the blog or to get travel advice papers, visit Raising the Standard.

Carrentals.co.uk compares car hire deals from up to 50 rental companies, including Alamo, Auto Europe, Budget, easyCar, Holiday Autos and Sixt, in over 9,000 locations worldwide.

To compare the latest car hire deals visit carrentals

Carrentals.co.uk was launched in February 2003 and grew to become one of the UK's leading online car hire companies by 2006.

In 2007 the company re-launched its site to create the first major online price comparator in the travel industry. Using the latest technology the Carrentals.co.uk site now searches up to 50 different car hire websites, providing an impartial comparison of the best prices available in over 9,000 locations.

Websites searched include Alamo, Auto Europe, Budget, easyCar, Ebookers, Hertz, Holiday Autos, Opodo, Sixt and Thrifty, with the Carrentals.co.uk site quickly comparing prices and allowing customers to refine their search by car type.

The Carrentals.co.uk site also features over 5,000 pages of travel information in a mini-guide format. In 2008 Carrentals.co.uk was voted Best Car Hire Website in the Travolution Awards.

Source: Carrentals.co.uk

Lower drink-drive limits in Ireland September 2011

If you are hiring a car in Ireland or taking your own one there or of course are resident there lower limits for drink-driving will come into force in September next year when up-to-date equipment becomes available, Minister for Transport Noel Dempsey has said.

The Road Traffic Bill 2009 was passed by the Dáil (Irish Parliament) on Wednesday 23rd June 2010. The Bill reduces the current blood alcohol limit of 80mg to 50mg, and introduces a new level of 20mg for inexperienced motorists and professional drivers including taxi drivers and hauliers.

Under this Bill, first-time offenders caught with between 50mg and 80mg will receive three penalty points and a €200 fine if they do not challenge the penalties in court. This is the first time in Irish law that drink-driving has not attracted a driving ban.Drivers involved in a crash where someone is injured will face a mandatory breath test.

Cutting the drink-driving limit from 80mg to 50mg in Britiain would prevent about 3,000 road injuries and 145 deaths in the first year alone. Britain has one of the highest legal blood alcohol limits for driving in the world. Only south Cyprus has a higher limit, of 90mg. Luxembourg, Switzerland, Malta and Ireland have the same limit as the UK of 80mg.France, Germany, Italy and Spain have a limit of 50 mg or less. In Estonia, Romania, Slovakia and the Czech Republic the limit is zero.

Examples of what can be drunk at present (June 2010):


90 mgs South Cyprus: Three shots of ouzo

80 mgs UK, Malta and Ireland till September 2011: One-and-a-half pints of ordinary bitter US Canada and New Zealand: Two bottles of Budweiser

50 mgs Austria, Belgium, Bulgaria, France, Germany, Italy, The Netherlands, Finland, Greece,Spain, Latvia, Australia, Portugal, Slovenia and South Africa: One glass of wine

20 mgs Poland,Norway, Estonia and Sweden: Half a shot of vodka

O mgs Estonia, Hungary, Romania, Slovakia, Czech Republic

We have a series of useful guides for driving in different countries on the insurance4carrental.com web site -
Driving in Australia
Driving in Canada
Driving in Europe
Driving in New Zealand
Driving in South Africa
Driving in the USA

Well worth taking a look at if you are visiting one of those areas


Sources for the Lower drink-drive limits in Ireland September 2011 include The Irish Times & The Independent

Car hire extras listed in Holiday Spending Budget Blues article

A day after the UK's emergency budget by the new coalition Conservative Liberal Democrat Government was announced on the 22nd June, Britain's Daily Telegraph ran this article "Holiday spending: How to beat the Budget blues".

Well we are in late June, many people just about to go off on holiday and The Daily Telegraph's article had a list of various ways in which you enjoy your holiday for less cost:

Travel at the end of the summer - Swap houses - Cater for yourself - Take your own tent - Save money at the airport - Minimise airline luggage charges - Take the slow road - Avoid the cameras - Fill up on the right side - Eat at lunchtime - Pay with a credit card

and "Beware of car hire extras -The biggest expense you are likely to face at your arrival airport is the extras slapped on to your car hire bill – extras for additional insurance, child safety seats, a second driver, and so on, that you might not have realised you were going to have to pay.

The simple rule here is to read the small print when you book; it's easier and cheaper than reading it when you arrive. The heftiest charge is likely to be to waive any excess you have to pay if you damage the car. It's much cheaper to cover this risk with a specialist insurer such as insurance4carhire.com or carhireexcess.com; book before you leave Britain."

So we are all going to have make savings now, the French Government are planning cuts, The Irish, Spanish and Greek governments have implemented them, but life has to go on and people work hard and enjoy their free time.

One cutback that should not be made is cutting out their insurance even as this is going to cost more in the UK because of the rise in IP(Insurance Premium Tax).

insurance4carrental.com continues to grow bigger by the day

insurance4carrental.com the car hire insurance site for providers of car hire excess insurance is growing bigger by the month.

Way back in February 2009 the site was launched with just one page. By April 2010 we reported on this blog that it had expaned to nearly sixty pages.

Now a few weeks later as we near the end of June it is nearly 90 pages...Well 86 to be precise.

Apart from advertising six providers car hire insurance products - insurance4carhire - Questor Insurance - dailyexcess.com - Essential Travel - Odyssey and iCarhireinsurance, there is also a specialist area for van hire excess insurance trading as insurance4vanrental.com with products from insuremyvanhire.com (a must if you are renting a van in the UK)

Car hire rental provider Holiday Autos and Carrentals.co.uk are also advertised, plus numerous pages of articles, information and guides relating to car and van hire.

jml Property Services who run the site have been advertising car hire insurance since 2004 and as the number of providers was growing it has made sense to create a specialist site.

It is not a comparison site. but purely a web site where car hire excess insurance companies can advertise their products.

The visitor to the site has a lot of detailed information provided by the advertiser and when he or she wants to buy the product they click on a link and all transactions are done with the insurance company.

So to find out more visit www.insurance4carrrental.com or www.insurance4vanrental.com

Car Hire comments on the June emergency budget

BVRLA:The British Vehicle Rental and Leasing Association

Emergency Budget reaction
22 June

Commenting on today’s emergency Budget, BVRLA chief executive John Lewis said:

“The Chancellor has approached a very difficult task in a positive way and delivered a budget that will start to reduce the deficit with the urgency required without stifling the overall economy.”

Mr Lewis had this to say on some of the Chancellor’s specific measures:

On fuel duty “We are disappointed that the government is still committed to staged increases in fuel duty this year and next.

“The Chancellor said he would consider the introduction of some form of fuel price stabiliser, but we will continue to lobby for an essential user rebate.

“We were disappointed not to hear any further details of a potential lorry road user charge as an alternative way of taxing essential road freight movement.”

On the banking levy “Many companies are already paying extortionately high rates to their lenders and we hope that this banking levy does not indirectly encourage banks to increase these costs even further.”

On VAT “This widely anticipated increase will accentuate the VAT benefits of leasing company cars, because companies purchasing cars cannot claim back any of the VAT on purchase where there is any element of private use.

“Backed up by our research which suggested that 70% of company car mileage is business-related, we recently called on HM Revenue and Customs to increase this 50% VAT recovery rate. With VAT due to rise to 20% from next January, this is now more relevant than ever.

“The 20% VAT will affect car rental rates. The Chancellor announced support for the UK tourism industry in his emergency Budget, and we will be lobbying for a special VAT rate for leisure car rentals, in recognition of this sector’s vital part in the UK’s tourism infrastructure.”

On capital allowances “The reduction in capital allowances may have a marginal impact on headline lease rates, which could be offset by the staged reductions in the rate of Corporation Tax.

“The reduced allowances will make leasing even more attractive as companies purchasing vehicles will have the administrative and financial burden of carrying these depreciating assets on their balance sheets.”

On National Insurance incentives for job creation “We don’t see why this incentive is limited to new businesses and couldn’t be made available to any employers creating a net increase in jobs”

On spending cuts “Considering that the vast majority of all journeys involving people or goods are still made by road, it is vital that the government explores taking a value-for-money approach when considering whether to axe transport projects. There will be many projects where a relatively small investment may pay big dividends, for example in reducing congestion and helping to move the UK economy forward. “

More Information on the BVRLA here at: http://www.insurance4carrental.com/BVRLA.htm

Van hire insurance sales are increasing daily

Insurance4vanrental.com are reporting great success with the advertising of van hire insurance sales for the past three and a half months.

Since the beginning of March till the middle of June 2010 49 people have purchased a van hire excess insurance policy being advertised on the insurance4vanrental.com site and buying the insuremyvan.com product that comes from the home of the long established insurance4carhire.com group run by Towergate Underwriting.

It is an essential if you are renting a van and the policy only costs £7.99 per day.

Van hire insurance is normally provided on the same basis as car hire insurance in the UK. There is "Third party insurance" - whereby you are covered for any damage to other vehicles and resulting injuries to other parties. Then there is "Collision Damage Waiver" or "Loss Damage Waiver" this limits the van hirer's liability for the van he / she is renting to a fixed amount - the excess (also known as Super CDW, the Deductible, or Non-Waiver) which is often up to £2000.

If the van is damaged during the hire, you will have to pay out this excess amount before the van hire company's insurance policy will cover the rest. That is why you should take out van hire excess insurance.

So if you are moving flat or house and renting a van, buying a load of furniture from a DIY superstore or your van is in for repairs and you need to hire a van, don't forget the van hire insurance and the web site to find this at is www.insurance4vanrental.com

One other thing...what about a great value van to rent? Try Holiday Autos.

They have a great selection of vans in 130 UK locations so there will always be one handy. They have vans to suit all needs. So, if you're moving everything but the kitchen sink or just a chair, they the van for you. Holiday Autos aim to offer low-cost, easy-to-book van hire. Whatever your needs, you can be sure they can help you with all your van hire requirements.

And where are they? Follow this link http://www.holidayautos.co.uk/cgi-bin/liveweb.sh/QSearch.w?ctryref=GBR&lang=EN&aff=xjeffreymilnerltd

Car Hire Insurance Competition Drives Prices Down

16th June 2010 - News Release from "Moneymaxim" -

Competition in Car Hire Insurance Market Drives Prices Down

Find out how to save money when you hire a car this summer with moneymaxim.co.uk, the UK’s only car hire insurance search engine.

• Increased Competition amongst Insurers is pushing car hire insurance prices down – 30% lower than in 2008
• Car hire insurance search engine can reduce cost from more than £20 a day charged by some car hire companies, to less to than £14 a week

The credit crunch has increased the cost of car hire this summer as the cost of financing for car rental firms has increased. But while car rental costs may have increased, there are larger than ever savings to be made on car hire excess waiver insurance when using independent car hire search engine, moneymaxim.co.uk.

Mark Bower, Managing Director of moneymaxim.co.uk explains; “The picture for hiring a car in Europe this summer is not all doom and gloom despite recent reports. Thanks to increased competition, prices for an annual car hire excess insurance policy have fallen by around 30% from those charged a couple of years ago, and are now available from under £35.

Our online comparison site allows car renters to cut the cost of excess waiver insurance from, in some instances, more than £20 a day charged by some car hire companies, to less to than £14 a week! Additionally the service allows those travelling to save not just considerable money, but all the hassle of being pressurised into buying high cost cover at the car hire desk.”

Since its launch in April moneymaxim’s service has seen additional companies join its panel, the latest being Essential Travel , who were added last week, and prices fall as companies seek to attract a greater share of this growing market.

Continues Bower;
“Protect Your Bubble has just trimmed its tariff across a range of car hire insurance products and when bought through Moneymaxim - which features an additional 10% discount to standard pricing - has become the lead company for a number of different types of policy.

“We believe the greater transparency that our service offers has made it easier for travellers to understand the differences between different policies, and see exactly what they are getting for their money.”

“Our online service is backed up with a telephone service and our team have had great feedback both from old hands used to buying these policies, and those new to stand alone car hire insurance, many of whom have been astounded at the savings possible.”

“The advantage we offer is that although there are a number of different options available to hirers individual needs can be catered for by answering half a dozen questions which enables us to short list policies meeting their criteria. If potential purchasers are still unsure guidance is only a free phone call away.”

Notes:

The companies currently represented on the moneymaxim panel are:
carhireexcess.com, Essential Travel , icarhireinsurance , insurance4carhire , insuremycarhire, Intasure, Odyssey , Protect My Bubble, Questor, Worldwide Insure.

Background Information on the Car Hire Excess Insurance Market:

The car hire excess insurance industry was 'created' back in 2002 when Larry Ursich launched Insurance4carhire. Having a background in the car rental business he realised that the cost of 'insuring the excess' when renting a car from hire firms had grown to such a level that there was potential to create a standalone product offering both better cover and lower costs for consumers.

Over the past 8 years further firms have joined the market, with three companies launching this year. The new entrants have brought with them options and innovation and those looking for this type of insurance can find policies covering not just the hire car excess, but baggage loss, carjacking, cancellation and more. Policies catering for car club members have also recently been introduced.

Info about moneymaxim.co.uk: Launched in 2008 by Mark Bower moneymaxim.co.uk aims to deliver an impartial and independent service both online and through telephone money saving specialists.

Source: moneymaxim.co.uk See also: Save Money On Car Hire This Summer 8th June 2010