In October 2003 when my wife and I took out our first Annual Excess Car Hire insurance with Insurance4carhire we had individual policies. Each policy cost £49.00 which it still does some six years later. No increases there unlike a lot of insurance products.
Our annual outlay on this was £98.00 and to date, fortunately neither of us have had to make a claim when we have been away hiring a car. However rather like taking out AA cover on our own cars or Legal protection insurance on a rental property, taking this cover is beneficial, because you never know when you might need it.
We have also found that it is cheaper to take out an annual policy rather than daily ones when we are renting a car a few times in the year. We have also found it cheaper to buy the insurance4carhire.com product than buying it from the car rental company.
A couple of years ago at this time of year when we were about to renew the policy, we discovered that insurance4carhire had a "Europe Family & Partners 31" policy for only £79.00.
This looked ideal as it covers 2 policy holders, who must be family members or partners, travelling toether or separately. The policyholders and all additional drivers on the car rental agreement for unlimited use throught the 12 month period. It Covers Excess on damage to the rental vehicle including the undercarriage, Excess on theft, and damage to windows and tyres
What is more it saves us £19.00 a year so is well worth considering and as our present insurance policy does not expire till the end of the month, we have arranged it today and in fact you can arrange them up to three months in advance. You can also pay be credit card too.
1 comment:
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