Friday 30 January 2009

insurance4carrental.com goes live

A car hire excess insurance site insurance4carrental.com has now gone live. The site explains the purpose about taking out car hire insurance whenever someone rents a car.

It is well known that car hire companies naturally want to sell this additional insurance whenever you rent, however taking out an annual policy is a very cost effective way of saving money.

When you hire a car, your car rental agreement includes cover for Collision Damage Waiver (damage to the rental vehicle) and Theft. There is almost always an Excess on the Collision Damage Waiver and Theft.

Excess is also known as, non-waiver, the deductible or super CDW. Excess is a voluntary insurance and is sold by car rental companies at the counter when the customer collects the car. It is usually charged on a Daily basis. The customer has the right to accept or decline the car rental companies Excess. If they do decline, they will be responsible for the excess charges if they have any damage to the vehicle.

The cost of the Excess will vary according to:
• The rental company
• Size of the rental vehicle
• The country in which the car is picked-up

Taking an example of a four day car rental the total daily rate is bettween £33 and £46. An annual car hire excess policy from insurance4carhire costs £49 for Europe, so it does make a lot of sense to take out annual policy.

The insurance4carrental.com site has two companies advertising. insurance4carhire.com and questor insurance.

The site also has other useful information including, a warning on loosing you car hire vehicle's keys, a check list before you drive away the rental car and certain practises carried out by some car hire companies.

Quite often you will collect your car rental from an airport and can be tired after the flight. Even a short haul inter European flight can prove stressfull. It is easy to be talked into additional excess insurance at the car rental check in desk, however if you have taken out an annual policy, then this solves a big problem. You just say "I have my own excess insurance thank you" Also take care when you do this that you are not told by car hire representative that the one you have is no good etc.

Tuesday 13 January 2009

Insurance4carhire.com appoints Hills Balfour Synergy

Hills Balfour Synergy, one of the UK’s leading travel representation agencies, has been appointed as the public relations representatives for Insurance4carhire.com, provider of excess insurance for car hire (covering car hire abroad and in the UK).

Simon Vella, Managing Director, at Insurance4carhire.com commented, “We are confident
that Hills Balfour Synergy, with their extensive experience of the travel industry, will prove to
be a valuable resource. It’s fantastic to enter into the travel arena and to reach out to our key
markets through PR.”

Insurance4carhire.com is an online insurance company providing car rental excess insurance,
a low cost alternative to the expensive Excess Waiver charges offered by car rental
companies. Providers of annual excess insurance policies for car hire in Europe, US/Canada
and Worldwide, the policies cover the total amount of excess damages drivers are liable for
should the car be stolen or if damage is made to the roof, undercarriage, windows and tyres
of the car.

Jonathan Sloan, PR Director at Hills Balfour Synergy states, “We are delighted to be
appointed by insurance4carhire.com and our PR strategy will encompass a strong UK
consumer focus bringing brand and product awareness to both its existing markets and new
markets. This further component of the travel industry complements our portfolio of clients

Philip Suter who runs jml-insurance is an introducer agent for insurance4carhire.com and said " We have been introducer agents for a number of years and seen their business grow. It is most important that they have a good PR company to explain to the public the benefits of their product."

Philip went onto say that he has an annual car hire excess policy for him and his wife and wouldn't consider renting a car when he is away from home without one"

Founded in 2002 by Larry Ursich it was sold to Towergate, Europe’s largest independent intermediary in December 2007. The award-winning brand, insurance4carhire.com, brings peace of mind, convenience and savings to travellers who wish to explore the roads away from home.

Monday 12 January 2009

It can be costly if you loose those car hire car keys

The picture on the left is taken from a key fob on a French car rental vehicle. The warning stating a two hundred euro cost is printed in French and English.
If you happen to loose those keys it can be rather expensive as unlike with your own car you can have several sets, with the rental car you only get the one. In many cases the duplicate keys are not held by the local car hire depot, particularly as cars are often picked up at one location and are dropped off at another location in a different part of the country.
One way of safeguarding this situation is to take out a car hire excess insurance policy. Companies like insurance4carhire.com and Questor Insurance services incorporate CAR RENTAL KEY COVER into policies for costs incurred up to a maximum of £500 (or equivalent in local currency), for each and every claim, subject to a maximum of in any one year, for replacing a lost or stolen rental car key, including replacement locks and locksmith charges. You should naturally contact the appropriate company for their terms and conditions.
You might have rented a car hundreds of times, however it is easy to loose those car keys and that could be an expensive loss.

Money Saving, Peace of Mind and Top Tips from insurance4carhire.com for the winter

With the cold bite of winter fully upon us and the credit crunch bringing even more gloom to the dark days – Insurance4carhire.com can provide some festive cheer to car hire customers this winter period.

Whether customers are hiring a car to drive home, or travelling abroad, Insurance4carhire.com offers the perfect pick-me-up to take drivers into 2009 happy and save a few more pounds.
For a low cost, Insurance4carhire.com provides excess insurance protecting the customer against excess charges whenever they rent a car. This annual premium will get 2009 off to a great start and with prices starting from just £49 for European cover, drivers can avoid hundreds of pounds worth of additional charges and hefty surcharges should they have an accident in their hire car during the year.

By trying to get out of the airport as quickly as possible and start the holiday enjoyment, many of those hiring a car take out expensive and unnecessary excess insurance without realising. With ‘Annual Worldwide Excess Cover’ costing just £65 – it really does pay to play safe when driving and leave the winter worries and blues behind.

Not only does Insurance4carhire.com save you money, but the company are the leading expert when it comes driving abroad.

Here are their top festive tips:

_ Snow chains – In some European countries it’s obligatory to have the correct tyres and snow
chains, for when conditions get very severe. Make sure to check local laws before setting off.
_ Reflective Jackets - When driving in Spain, Italy, Portugal, Austria and Croatia a reflective jacket /
waistcoat must be carried in the vehicle.
_ Warning Triangle – They are compulsory in certain European countries including Austria and
Belgium and are strongly recommended in others such as France and Germany.
_ Insurance – To avoid those nasty surprises when hiring a car – make sure to purchase an
additional excess insurance from Insurance4carhire.com.

The company was founded in 2002 Insurance4carhire is an innovative online insurance company whose core business is the provision of car rental Excess insurance. The business was born out of the high costs being charged by the car rental companies for Excess cover. Insurance4carhire strives to bring customers annual Excess insurance products offering customers convenience, peace of mind and very significant savings when they rent cars. The business has grown rapidly selling more than 190,000 policies.

In 2005, for the second year running, Insurance4carhire received the accolade of “World’s Leading Innovative Ecommerce Travel Product” from The World Travel Awards. These annual awards celebrate achievement in the travel industry and are based on votes cast by travel industry professionals throughout Europe. To reflect the increasingly global reach of its products, Insurance4carhire changed underwriters to AIG UK Ltd, a member company of American International Group, Inc., (AIG) in December 2007. AIG is one of the worlds leading insurance companies with operations in more than 130 countries. Insurance4carhire is now part of the Towergate Partnership the largest independently ownedinsurance intermediary in Europe.