Wednesday 22 September 2010

Damage liability waiver – what is it?

Hiring a car may be either fun on holiday or something that’s essential for business. Whichever is the case, it may be important to understand a little about damage liability waiver if you are to be confident that you are well protected by appropriate insurance.

Basic car hire insurance
At the time you book your rental car, the hire price may include some components of insurance.
Depending upon the hire company you’re using and the country of rental, this may range from:
• little or no insurance in places such as the USA;
• third party cover only;
• third party cover and a basic form of damage liability waiver.

Damage liability waiver
This form of cover is sometimes called CDW for ‘Collision Damage Waiver’. It offers you protection against the costs of any damage done to the rental car while you have it on hire. It’s perhaps worth noting that this typically includes cover against theft.
If you do not have this form of insurance protection, you will be personally liable for all costs arising from damage to or theft of the hire car.

If your rental does not include it, you may be able to purchase it from the hire company or possibly at a more competitive rate from an on-line specialist provider of rental car insurance.
Exclusions and Limitations

The damage liability waiver provided by the car hire companies ‘in the price’ will typically come with two significant limitations:
• an excess of typically between £500 and £1500;
• several areas of the vehicle excluded from cover such as the tyres, wheels, roof, undercarriage and windows.

This means that following an accident, even if you have the rental company’s insurance, you may still end up facing some potentially large bills.

Options for additional protection
If you are worried about the extent of your financial exposure as a result of the above limitations, you do have options.

It may be possible to purchase additional insurance from the car hire company that will reduce or remove the excess and possibly also include cover for the typically excluded areas of the vehicle. The rental company may call this something like ‘top-up cover’ or perhaps ‘Super CDW’.
Once again, a cheaper alternative may be to purchase excess protection insurance from the specialist on-line providers of rental car cover. These policies work by reimbursing you for any excess costs that you may have been charged by the car rental company.

These policies also may provide an additional advantage. Not only can they sometimes be cheaper but you may be able to purchase them on an annual basis. This means they will cover any vehicle rented by your during the period – subject to some exclusions for special or exotic vehicle types

The excess protection insurance offered by the on-line providers of car rental insurance may offer you additional peace of mind by supplementing your basic damage liability waiver that came with the rental car.

Insurance4carhire - anybody used them before ?

Spotted this on a website eurogamer.net 18th September 10 "Insurance4carhire - anybody used them before (excess waivers)

Has anybody used Insurance4carhire or any other excess waiver companies before?

A tour operator has recommended them to us instead of taking out the Budget Car Rental companies excess waiver (the above is £65 for an annual policy, Budget's will cost us approx £250 for the holiday).

On paper I4CH (can't be bothered to type that out anymore) looks the better option, as it refunds all of the excess (Budget just reduces it to £225 from £1500) and it also covers more, such as tyres, windows, undercarriage and roof, all of which aren't covered by Budget. That said, I'm concerned that I'd have to pay the excess up front if any damage was caused and then claim it back...not entirely confident that they'll pay up without any major hassle and even more concerned that they won't pay up at all.

If someone has used them before and made a claim, it'd help put my mind at ease. "

No one replied with an answer, however they are very good value in my opinion. Take a look at their site here

Monday 13 September 2010


2010 has proved to be a successful year for award-winning excess car hire insurance company, Insurance4carhire.com and one of its top suppliers the JML Group, who recently announced they had made over £100,000 in revenue for the company. This comes at an exciting time for Insurance4carhire who is currently running a summer promotion on its European policy, offering an incredible 20% discount.

The JML Group reached the revenue milestone of £100,000 through the efforts of JML's Philip Suter, who understands the significant benefits holding an insurance4carhire policy can bring, following his personal experience of being caught out abroad by expensive care hire excess charges. Since 2004 JML customers have been able to purchase Insurance4carhire's various different policies and following a fantastic uptake, JML now has its very own dedicated car hire insurance website www.insurance4carrental.com .

See the rest of this story HERE

Sunday 5 September 2010

Standard raised with New Forum from carrentals

Carrentals.co.uk Raises the Standard with New Forum - 27 August 2010

Whether you need to find out about airline check-in routines or you need advice on how to get compensation after a bad experience, Carrentals.co.uk is a great place to go to.

Holiday companies going under, volcanic ash clouds and airlines striking are just a few problems that the travel sector has had to deal with lately and with so many disrupted plans; Carrentals.co.uk has created a forum to help ensure that people to get good value for money on their holidays.

A huge range of advice is available from safety concerns and problems with car hire through to strikes and insurance problems are all dealt with on the forum.

If you have suffered from a travel problem then try checking out the forum says Gareth Robinson in the following statement about the forum: “If you have experienced a problems with your holiday then we want to help you to resolve it and the forum is a great place to go to, to find out the answers to a wide range of problems.”

Carrentals.co.uk works hard to ensure that its customers get good value for money and forum members are able to answer travel queries as well as travel experts.

Accommodation issues are addressed as well as holiday health, insurance, accommodation problems and other travel-related issues and the forum is just a small part of the ‘Raising the Standard‘ campaign.

Continuing with his statement Gareth says: “Through the forum travellers are able to get hold of a wide range of advice and getting the answers to some tough questions can make a huge difference to how much you get to enjoy a trip away or not and our aim is to ensure everyone gets good value for money on their trips.”

Carrentals.co.uk compares car hire deals from up to 50 rental companies, including Alamo, Auto Europe, Budget, easyCar, Holiday Autos and Sixt, in over 9,000 locations worldwide. To compare the latest car hire deals visit carrentals.co.uk.

About Carrentals.co.uk
Carrentals.co.uk was launched in February 2003 and grew to become one of the UK’s leading online car hire companies by 2006.

In 2007 the company re-launched its site to create the first major online price comparator in the travel industry. Using the latest technology the Carrentals.co.uk site now searches up to 50 different car hire websites, providing an impartial comparison of the best prices available in over 9,000 locations.

Websites searched include Alamo, Auto Europe, Budget, easyCar, Ebookers, Hertz, Holiday Autos, Opodo, Sixt and Thrifty, with the Carrentals.co.uk site quickly comparing prices and allowing customers to refine their search by car type.
The Carrentals.co.uk site also features over 5,000 pages of travel information in a mini-guide format.

In 2008 Carrentals.co.uk was voted Best Car Hire Website in the Travolution Awards.

Saturday 4 September 2010

Camper Van Hire

Camper Van Hire Classics

Hiring a camper van for a vacation is becoming an increasingly popular choice for those seeking new adventures. The lure of the open road and freedom to roam wherever you please is an appealing thought for many. Knowing a little about the history of the camper van can give you that sense of belonging whilst out on the road.

A traditional camper van has a folding roof that pops up to provide room for the sleeping quarters. One of the favorite makes of camper vans has been that of VW. The VW camper van based on the VW Beetle, made its first appearance at the 1949 Geneva Motor Show and the basic design has held the test of time. The vans do around 25 miles to the gallon and offer plenty of internal space.

The VW camper is a firm favorite with the surfing community. It has remained a popular choice for the young at heart for decades and has become a symbol of free spirit for many. Often seen with a new paint job featuring large flowers, these vans have long secured their iconic status and a place in history.

Another of the iconic camper vans were those created by Wally Byam of the Airstream company. Airstream started off in 1936 with a trailer called “the Clipper”. Using aircraft technology to reduce wind resistance and provide optimal strength to weight ratio, the Airstream has become a true American icon.

The first Airstream branded camper van called “the Classic” made its debut in 1979. The company continues to innovate and produce camper vans to this day and has a 10,000 strong international membership of the Wally Byam Caravan Club. Over 1000 rallies are held each year by the club.

Camper vans have evolved into what we call motorhomes. As the name suggests, the objective is to create a “mobile home from home”. Motorhomes come in all shapes and sizes and are generally classed by the distance between the front axle to the rear axle. This measurement is called the “wheelbase length” and is termed as short, medium and long.

Fuel costs are a definite consideration for many when deciding to hire a camper van. This problem has been taken on board by the rental companies and manufacturers. Many camper van hire companies now offer vans with conversions to LPG. This should at least half your fuel costs.

One thing I should mention is that insurance cover for camper van hire can be expensive and you should know up front exactly what you are covered for. Take time to review the policy. Remember to comply with most hiring insurance policies you should carry out the daily maintenance tasks on the camper as specified by your rental agent.

Don’t overstretch your budget on the camper van hire cost. Part of the enjoyment of a camper van is being able to visit and enjoy new places. If you are a couple, a medium wheelbase camper should provide you with a good overall comfort levels and ease of use.

When hiring or even buying a camper van you should try and arrange a test drive first so that you can decide which style best fits your needs. My personal preference is to use medium wheelbase vans as they tend to offer the best compromise between size and comfort. Whatever van you choose it’s sure to be an adventure.

Steve Thomas is a developer and writer for a number of online travel websites, including the UK Away Travel Directory where you can find a comprehensive list of motorhome and camper van hire companies. To find out more visit http://www.ukaway.co.uk/

Looking for campervan - Motorhome rental insurance? Click Here

Wednesday 1 September 2010

Essential Travel Car Hire Insurance featured provider

Essential Travel Car Hire Insurance featured provider September 10

Every month for the rest of 2010 we are featuring one of the car hire or van hire insurance providers who advertises on http://www.insurance4carrental.com/ For September we are featuring the Essential Travel Car Hire Excess Insurance Cover

EssentialTravel.co.uk is one of the UK's leading independent online travel essentials providers. Thomas Cook, the second-largest leisure travel group in the UK acquired 100% of Think W3 Limited, owners of Essential Travel earlier this year.

Essential Travel was originally set up in 2001 as a business to business suppier of white label travel insurance for travel and holiday websites.

2010 was also the year that Essential Travel entered the car hire excess insurance market. Their car hire insurance policies are underwritten by White Horse (Ireland) Limited.

Thomas Cook themselves are now offering car hire insurance in association with Essential Travel

The Essential Taavel daily policy is very competively prices at £1.94 a day.
To find out more follow this link