- third party cover that aims to meet the costs of any awards against you for damage you have caused to a third party – either to their person or their property;
- CDW (collision damage waiver) – which will offer financial cover for the costs of any damage done to the hire care while under contract to you (or its theft).
- typically they will carry an excess of anywhere between £500-£1600 plus
- they may also exclude a number of significant areas of the vehicle from cover and that means you’ll have to pay for any damage to them – typically including the wheels; tyres, roof, undercarriage and windows.
The second route is to purchase what’s called ‘excess insurance’ from an online provider of insurance for hire cars. These specialists offer policies that will allow you to claim back from them any excess or costs you’ve had to pay to the rental company. They can be cheaper than the similar protection offered by the rental companies themselves.
You can out more information on the excess insurance for hire cars and how you could potentially save money by visiting the specialist provider website like the following examples of these insurance companies include: Essential Travel, iCarhireinsurance, Carehireexcess, Worlwideinsure, Insurance4carhire, Questor Insurance and Protectyourbubble
Such policies may also have the advantage of being available on an annual basis meaning they would cover any car hired by you during the period. Some companies also offer Family policies as well as cover for Motorhome and Campervan hire excess, Van hire excess, Minibus hire excess and Car club hire excess insurance.