Apparently if you take out one of their annual policies there are restrictions. It is Not valid if vehicle is rented from a location within 150km of usual residence (for example, if you live in London, you are not covered to rent a vehicle in London. The rental location must be more than 150km away from your London home).
As there are many people needing a car to rent close to home for different reasons like:
- They only have one car, it is holiday time and they need a larger one for a day trip
- They only have one car and a family member is using this and another family member needs a car for a day or two.
- They don't have a regular car of their own and prefer to rent when they need one.
- The car is in the garage for repair.
The website says it costs £4.50 (€5.76) per day and it covers:
Cover Excess on damage to the rented vehicle, Excess on theft Covers damage to windows, tyres, undercarriage & the roof
Valid worldwide: can be used at all car rental locations and with all car rental companies
Covers the policy holder & all additional drivers
Next time I need a rental car when I am in my home area I will certainly get this Daily Excess Reimbursement Insurance